| Payment means is active and ready to use | Usable | Use for transactions |
| Payment means temporarily inactive by user | Not usable | Reactivate when needed |
| Awaiting verification before activation | Not usable | Complete verification process |
| Temporarily suspended by system/admin | Not usable | Resolve issue, contact support |
| Blocked due to fraud/security concerns | Not usable | Contact support, verify identity |
| Payment means has expired (e.g., card expiry) | Not usable | Update with new payment means |
| Verification failed, cannot be used | Not usable | Retry verification or add new |
| Scheduled for removal/deletion | Not usable | Complete removal process |
| Payment means has been removed/deleted | Not usable | Add new payment means |
| Archived for historical reference only | Not usable | View history only |
